Bumped another boat. Now what?

Just updating as promised... Heard from owner who got an estimate from yard. Told me over the phone that it was $1400 to repair and paint the damage but the yard would have to haul to tune of $600. Costs don't seem out of line given the high price of getting anything done on a boat. Seems to bad that it can't wait until he hauls for the winter since the vast majority of boats around here come out right after Columbus Day but who knows, maybe he's taking his south. At any rate, I gave him my insurance companies tel no. and the claim no. I got and told him they'd handle it from there. Now to see what happens to my rates.

You may well prove to be right depending on what it does to my insurance. Hard to know for sure. We will see.

Yes, this is correct. My deductible does not apply to liability.