Aleution Yacht's Polar Bear; Caught Fire

The existence of negligence has very little bearing on whether you can recover any damages as a result of your property being damaged while in the care of a professional entity.

If you were ever involved in any high stakes business then you probably carried something called Errors and Omissions insurance. Depending on your business, you may be required to carry such insurance. Why is everyone so hung up on negligence and blathering on about their unbelievable business experience and what their team of lawyers used to do?