Multiple boat surveys?

Seems a bit excessive: I would ask for the maintenance records first of all before I spend a dime on surveys.
If maintained well, and runs good with no smoke, I would just do the regular survey with oil samples to be analyzed from each engine/generator.
Never heard of a separate hull/fiberglass inspection survey..
Make, model and year of boat and motors and you should get more help and guidance right here.

The two separate standard marine and mechanicals surveys are pretty standard On most purchases and the prices seen normal with the boat size. The “hull” survey is normally part of the standard marine survey and not a separate line item. This is done when the boat is hauled and inspected during the seatrial. Don’t skimp on mechanical surveys unless you want a surprise re-power in your future.

First question is whether this is your broker or the sellers? Are you paying him a flat fee as your rep or is he getting part of the commission? I recommend having the boat looked over by a captain or other knowledgeable in boats either on the initial look or a 2nd look before any surveys or offers. The marine survey should cover the hull, The surveyor will look for blisters and repairs and tap the hull looking for soft spots. Not a bad idea to bring your own moisture meter and test a few spots. So no need for that 3rd survey. The prices for the surveys don't look out of line, but where did you get the surveyors. Hopefully not from the broker if he has a piece of the deal. Call a large marina, not involved with this boat or the sale, and they should be able to recommend surveyors.

Yeah, if the boat has been sitting for a while with no running and no maintenance, a mechanical survey is a must.

It's a must regardless.

Let’s agree to disagree: I never had an engine survey done, never had a problem. (Pure luck perhaps)
Oil analysis for sure, maintenace records for sure, common sense for sure.

Fair enough. I have to say I don't think I've ever had a surveyor pick up on something I hadn't picked up on, but I'm not a mechanic. So the surveyor at least gives me confidence that I've crossed my T's and dotted my i's. In my experience oil analysis is seldom back by the time a deal is made following survey and isn't all that meaningful by itself except to establish a baseline. Rubbing the oil between my fingers generally tells me about serious problems, but as a baseline it does warn of up coming issues. Of course it's nice if previous owners have their previous analysis available, but I've seldom seen that. I'm thrilled if I can get maintenance records.

Or you could pay a few thousand for a new gen. I'd use that as my base line in negotiations unless the owner would prefer to bring it up to working standards the way I'd think he would have before putting it up for sale if it's not something serious. Who doesn't fix a gen that overheats and shuts down after 10 minutes, and why. A non-working gen is no gen in a purchase.

Could be or could be..... Why would someone put a boat on the market without first repairing something as important and expensive as a gen if it's a cheap fix? If it doesn't work it doesn't exist.

I wouldn't go any further until I knew what was going on with the generator. A new one for my boat (Johnson 70') costs $25k plus installation which is no small potatoes in my book. It sounds like you're pretty attached to the boat but this is an important piece of information you need. It's very common to renegotiate the purchase price based on the work that needs to be done to make the boat seaworthy.

(I am a broker) Occasionally I get a buyer who does not want to spend the money on a engine survey. We have a form for the buyer to sign acknowledging that we highly recommended the mechanical inspection and they declined. The language in the form typically motivates them to a full engine survey.

It would be good to have the Engine/ Generator surveyor to give you what will be done during the survey. Some think hooking up a computer to take readings plus just taking the oil samples is a complete survey.

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