Looking for a (cheaper) Yacht

I was thinking maybe I could get a yacht in the $500,000 range, but no such luck, I recently found out otherwise. I probably can spend about $150,000 but I could try and stretch if it was something really good. I think I want one about in the 40 foot range, but the late thirties would be okay. I don't want an express, because I hate them and the way they are layed out. I'd say about from 1993 on would be good, preferably 1995. It'll take about a year I'd say for me to get one, but I may be getting a large sum of money to put down on it. I have my eye on a 1995 Bayliner Motoryacht that's 40 feet long.It's $149,000. Here is a link:
http://www.iboats.com/sites/zyachts/site_page_2144/item_60785.html?listing_page=listing_sum_index_3.html I'll keep you guys informed! Thanks.