Transfer title to LLC and refinance the boat....?

Thinking about doing an occasional charter with my boat and it seems a good idea to transfer the title to my LLC.
The finance company US Bank did not like the idea, they said I have to apply for a new loan using their commercial division. Tried that but they can't help me as they have no branches in Florida. Called the biggest boat finance company, Essex, no cigar either, they don't do commercial loans.
Most owners on this site probably have their boats titled to a company so this must be old hat..
Any leads for a good finance company dealing in "commercial boats"?

Assuming the boat would get repossessed?
I don't operate that way and not used to that kind of operation.
Call me naive.
Surely some folks finance a company owned boat?
How?

Right, but in the meantime I assumed the boat itself was enough collateral and asset enough to cover the loan in case of default, after all the lender sits on the title.

Yes, but of course the liability I try to avoid is from being sued in case of an accident, not from repaying the loan.
(I always though a stellar credit score would open doors, I own the LLC and my responsibility for paying back loans has not changed)

As for commercial insurance yes, I called my insurance broker today and she will get some numbers tomorrow.
Also I will have to call my other insurance company to ask if the umbrella will pick up on a commercial operation.

Aye Mates, I can see where this is going now:
The odds of keeping the boat financed in the LLC is slim to none, and Slim just left town

Guess I have to pay off the loan before I move the boat to the safe harbor of the LLC but with the stock market not performing I was going to wait a while
and get some return on my money first.
(Timing the stock market, my speciality. Not)

I know, but I invested a chunk of cash just in time for the Chinese stock market to crash, hence I am still up-side down.
Almost back to neutral but lost 11 months.
Would have been better off staying in cash,
Timing is everything..

Thx, that is the extent of my knowledge as well.

Hmm, that may be a good idea.
Lemme see, I keep the financing, and I keep the boat in my name, but lease it to my charter LLC. The lease payments are taxable as income after expenses such as insurance, boat payments, dock rent, maintenance and gas..
The LLC gets charter income, but pays the Captain and the Lease payments and will probably show a loss?
A business loss for more than 5 years becomes an expensive hobby in the eyes of the IRS.
Is the LLC responsible for any accident or death or does the liability stay with the owner of the boat, and the operator even if the operator works for the LLC?
(My head is hurting, I need a pro to guide me for sure. Maritime Lawer, or General Counsel, Business Attorney?)
This seems like an initial headache, but could be fun in the long run as well as a good business write-off, and one may even make a few bucks on it, and it will keep me out of the bars...

Got a good CPA, she has kept me out of jail for 25 years, don't know if she has expertise setting up a boat charter business, especially since she is in Dallas, TX.